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  • No Income Verification Needed
  • No Appraisal Needed
Have You Seen Your Refinancing
and Mortgage Options Lately?
It's time to take action and save big $$$

FHA streamline refinance is a much easier
process. As long as you have an existing FHA
loan, and you have been making your mortgage
payments on time, you should qualify for the
streamline process.

  • No Income qualification needed     
  • No appraisal
  • The mortgage to be refinanced should be
    current (not delinquent).
  • The refinance is to result in a lowering of
    the borrower's monthly principal and
    interest payments.     
  • The purpose of this loan must be to lower
    your payments, remove co-signers and/or
    lower your interest rate (no cash out).
  • It could be a single family home, 1 to 4
    units, a condo or modular home on
    permanent foundation.
  • The new loan amount cannot exceed the
    original loan amount.

In general if you have a mortgage loan with a
high interest rate, streamline refinancing may
be beneficial for you.

If you do NOT have an FHA loan, you can explore
the options of a non-FHA streamline refinance.
For Conventional Loans find out if you qualify to
remove the mortgage insurance premium and
save  on your monthly payments
* Equal Housing Lender. This is not an offer of credit or commitment to lend. Loans are
subject to buyer/property qualification. Rates/fees are subject to change without notice..
Programs y tasa de interés estan sujetas a cambios sin previo aviso.
Carmen G Gutierrez
Home Loans and Real Estate
NMLS# 371488
DRE # 01193488

Is your present interest rate too
high?  FHA interest rates are low!
You may be paying too much!

For more information,
please contact me.
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