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Carmen Gutierrez
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Two most important reasons why you
should  refinance your FHA loan
and save $$ now:
  1. You have a high interest rate but not too much
    equity. FHA streamline is the loan for you to
    lower your monthly payments
  2. You have over 20% of equity and you are still
    paying mortgage insurance!  Switching to a
    conventional loan will remove that extra from
    your monthly payment!
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PERSONAL FINANCE

What the Fed cutting interest rates to zero means for you
PUBLISHED TUE, MAR 3 202011:53 AM EST
UPDATED MOMENTS AGO (March 20, 2020

Mortgages
The economy, the Fed and inflation all have some influence over long-term
fixed mortgage rates, which generally are pegged to yields on U.S.
Treasury notes.
As a result, mortgage rates are already substantially lower since the end of
last year.

That means that if you bought a house last year, you may want to consider
refinancing at a lower rate.
Many homeowners with adjustable-rate mortgages, which are pegged to a
variety of indexes such as the prime rate, Libor or the 11th District Cost of
Funds, may see their interest rate go down as well, although not
immediately as ARMs generally reset just once a year.
This is better news for consumers with home equity lines of credit,
according to Holden Lewis, NerdWallet’s home expert.

Source:
https://www.cnbc.com/2020/03/03/heres-what-this-surprise-fed-rate-cut-means-for-you.html
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