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- Q. Will you check my credit?
A. No, we will not check your credit, we only require that you are current with your
mortgage payments.
Q. How can I tell how much money in interest I will save if I enroll in your
program?
A. Before you enroll in the Mortgage Pay Off Acceleration Program we will
Q. What is a Mortgage Reduction Analysis?
A. A Mortgage Reduction Analysis is a free chart we prepare for your specific
mortgage. It shows a comparison of how much interest you are paying now to
your lender and how much money you will save once you enroll in our Mortgage
Pay Off Acceleration Program .
Q. How does the Mortgage Pay Off Acceleration Program works?
A. Every two weeks, one -half of your monthly payment is electronically
transferred from your Bank to a non-interest bearing checking account
established in your name. Once a month, approximately seven days prior to the
due date, the monthly payment is automatically sent to
your mortgage company.
Through this method, 26 payments are made over the course of the year, the
equivalent of 13 monthly payments rather than 12. All of the extra payment is
applied exclusively toward a reduction in the principal of the mortgage. In the
following example you can see the amazing results!
We'll use for our example, a $100,000 mortgage, a homeowner making regular
monthly payments would pay $176,807.60 total interest. But with a biweekly
payment plan, he would not only reduce the term by 7 years, 4 months, he'd pay
only $126,157.07 in interest-- a savings of $50,650.53. Now imagine applying
this plan to your own mortgage, for example in California, in some areas the
average mortgage is around $500,0000, just imagine the huge
savings homeowners in these areas can realized with our program!!
Q. My present interest rate is too high and I want to refinance, can I still do it and
take advantage of the bi-weekly program at the same time?
A. Yes!! That will mean double savings for you! If you are not happy with your
present mortgage
loan or if you need to refinance to get cash out, now is the perfect time to do it.
Call us or order our Mortgage Reduction Analysis and write what you intent to do
in the comments section of the order form and we'll guide you through the whole
process.
CONTACT INFORMATION:
CG Money Smarts
P. O. Box 8425
Alta Loma, CA 91701
Click here to order
your mortgage your payment is mostly interest! If you could do it a different way, would you? |
| CG Money Smarts Company P. O. Box 8425 Alta Loma, CA 91701 Have you noticed how much you still owe on your home even after you've paid thousands of dollars in monthly payments? That's because most of your hard earned money is going to interest while just a tiny portion of it reduces your loan balance! |
MPAP - Mortgage Pay-Off Acceleration Program
shorten the pay off time of your
mortgage.
mortgage.